Privacy Policy

What Does Premier Bank of the South Do With Your Personal Information?

Rev. Date 3/24

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Credit history
  • Account balances and Wire transfer information
  • Payment information and Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Premier Bank of the South chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Premier Bank of the South Share? Can You Limit This Sharing?
For our everyday business purposes–
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes–
to offer our products and services to you		 No No
For joint marketing with other financial companies No N/A
For our affiliates’ everyday business purposes–
information about your transactions and experiences		 No N/A
For our affiliates to market you No N/A
For nonaffiliates to market to you No N/A
Questions Call 256-737-9900 or go to www.premierbankofthesouth.com
Who We Are
Who is providing this notice? Premier Bank of the South
What We Do
How does Premier Bank of the South protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Premier Bank of the South collect my personal information? We collect your personal information, for example when you
  • Open an account or give us your income information
  • Apply for loan or make a wire transfer
  • Show your government-issued ID; show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes
  • Information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Premier Bank of the South has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • N/A
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Premier Bank of the South does not jointly market.